Commercial Trucking Insurance

If you're looking for commercial trucking insurance, The Agent Insurance Services can help.

As a private carrier, you are responsible for hauling goods in your own truck for your company or employer. Whether you’re working in construction, excavation, manufacturing, or any other private carrier capacity, we have truck insurance solutions for you.

commercial trucking insurancePrimary Liability – Every trucker/trucking company that operates under their own authority is required to carry primary liability coverage on all owned units and either provide this insurance for their leased vehicles or insure that the leased operator carries it on their own.  Generally, the motor carrier provides this coverage for the leased operators but there are rare instances when this is not the case.

Cargo Insurance – Provides coverage for loss or damage to the property a truck is transporting (the load). Generally, though not always, provided by the motor carrier for leased operators.

Physical Damage (Collision, Specified Perils) – Provides coverage for repair or replacement for damage resulting from a covered loss (collision, fire, theft, hail, windstorm, earthquake, flood, mischief, or vandalism) to owned vehicles.

Occupational Accident – Product designed specifically for owner-operators in the trucking industry. In most states, by being self-employed owner operators can opt-out of state-mandated workers' compensation coverage. While not the same as workers' compensation, occ/acc is similar in scope and intent. Most motor carriers require their leased operators to be covered either by workers' compensation or occ/acc at the leased operator's expense. For those who qualify, occ/acc is generally a lower-cost alternative.

Contact us today for a commercial trucking proposal!

A little more about The Agent Insurance Services…

The Agent Insurance Services is a full-service independent insurance agency. This allows us the ability to offer a full range of protection such as home and auto insurance, commercial insurance, and life insurance to all of our clients. To put it simply, we make sure our clients have the same coverages we have. Why would you want anything less? Our exceptional team of “Protection Advisors” offers professional advice and service you can afford. Please call us and tell us what is important to you. We’ll do the rest.

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