Flood Protection: Elevate Your Awarness

Floods are the number one natural disaster in the United States1.
You don’t have to live in a high-risk flood zone to be affected by a flood. Floods and flash floods can occur anywhere. Just an inch of water can cause damage to your property. In fact, in the U.S., flood-related losses cost people more than a billion dollars a year1.

Floods are the number one natural disaster in the United States*.

You don’t have to live in a high-risk flood zone to be affected by a flood. Floods and flash floods can occur anywhere. Just an inch of water can cause damage to your property. In fact, in the U.S., flood-related losses cost people more than a billion dollars a year*.

Some people think you cannot buy flood insurance unless you are required to by your mortgage company. Most people think you don’t need flood insurance if you don’t live in a flood prone area. Many people have the mistaken idea that their home owner’s insurance covers floods.

If you are required to have flood insurance, it is because you live in an area that is very likely to flood and therefore it can be kind of expensive. If you live in an area where floods are not liable to occur, flood insurance is very reasonably priced.

Here are a few facts:

    • Flood is the most common natural disaster
  • The average flood loss is $45,000. **
  • Flood insurance can help protect you even if a federal disaster isn’t declared.
  • Nearly 25 percent of all flood insurance claims come from areas not considered high risk*
  • On a 30-year mortgage there is a 1 in 3 chance of flood
  • Over 20 percent of flood claims are from homes outside of high-risk flood areas

It has been reported that only 1 in 8 homes affected by the Louisiana floods had flood insurance. It is all too easy to assume that it won’t happen to you.

Give us a call for a free flood proposal.

The Agent Insurance Services | 330-758-3339

*https://www.floodsmart.gov/floodsmart/pages/media_…

**https://www.floodsmart.gov/floodsmart/pages/reside…

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