Renters Insurance

There are many advantages to living in a rental home or apartment. For one thing, the landlord is often responsible for maintenance and furnishing appliances. For another, you don’t have to worry about committing to decades of mortgage payments.

Just because you don’t own the house you live in doesn’t mean you aren’t at risk for financial loss. If you live in a rented house or an apartment, renters insurance provides important coverage for both you and your personal property.

The best part? Renters insurance is very inexpensive. In some cases less than $100 per year!

If your house or apartment is broken into, destroyed by a fire, or perhaps a someone gets injured at your property, renters insurance provides coverage for you and your family. It pays for the repair and replacement of lost items as well as any liability issues you may be responsible for.

Renters insurance pays the reasonable additional costs of temporarily living away from your home if you can’t live in it due to a fire, severe storm or other insured disaster. It covers hotel bills, temporary rentals, restaurant meals and other living expenses incurred while your home is being rebuilt. Coverage for additional living expenses differs from company to company.

Renters insurance also covers your responsibility to other people injured at your home or elsewhere by you, a family member or your pet and pays legal defense costs if you are taken to court.

A renters insurance policy from The Agent Insurance Services can provide you with coverage for your personal items and personal liability to protect you from the unexpected.

Call us today, or visit our quotes page if you live in Ohio and are looking for renters insurance.

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